Authors:Ramesh Chaulagain Pages: 10 - 29 Abstract: This study measures relationship among financial literacy, attitude and behaviour. Financial literacy has two attributes, i.e. financial knowledge and skill. Financial attitude is a way of thinking, belief and perception of individuals on personal finance. Financial behaviour is an act of using financial resources for financial independence and well-being. Therefore, measuring the relationship among financial literacy, attitude and behaviour is an important research priority. The study explores the relationship and some factors that contribute to financial behaviours. Using the framework of the theory of planned behaviour, this study interprets its findings. The theory asserts that human behaviours are affected by knowledge and attitude. In this study, a survey was conducted among 393 small borrowers to collect data on financial literacy, attitude and behaviours from four districts of Nepal. Kruskal-Wallis and Chi-Square tests were used to measure the relationships among the variables. The study finds that financial literacy and attitude have significant relationships with the financial behaviours of small borrowers. However, several other factors also affect the behaviours. The study concludes that proper financial education is necessary to change financial literacy and attitude to contribute to small borrowers' financial behaviours. Similarly, the study implies that the government, central bank, and financial service providers are responsible for providing proper and basic financial education to improve financial literacy and thereby change financial behaviours. PubDate: 2021-04-30 DOI: 10.3126/sijssr.v3i1.46017 Issue No:Vol. 3, No. 1 (2021)
Authors:Bhasha Koirala Pages: 30 - 40 Abstract: There are manifestations that conclude sex plays a role in the memory function and thus sex tends to favour a memory type. This comparative study was conducted with higher education boy and girl students to assess the difference in different types of memory between sexes. The assessment done was based on Post Graduate Institute (PGI) memory scale developed by Pershad and Wig (1988). Sex was sole independent variable and dependent variables were ten memory subscales. Data collected were analysed by computing the mean and t-test. Comparison between two groups indicates significant difference in five subscales i.e., remote memory, recent memory, mental balance, attention and concentration and retention of dissimilar pairs. Among five subscales except in recent memory male score has outperformed and the difference in the score was significant. As such computing mean also demonstrated higher mean average in male side. However, the difference in memory between male and female has been demonstrated to some extent though it has followed distinct pattern. PubDate: 2021-04-30 DOI: 10.3126/sijssr.v3i1.46020 Issue No:Vol. 3, No. 1 (2021)
Authors:Bimal Singh Bist, Lokendra B. Sherchan, Sonu Basnet, Subash Neupane, Sampurna Kakchapati, Andrzej Kurpiel Pages: 41 - 57 Abstract: This study attempts to explore the involvement of fathers of children under two years of age in Maternal and Child health care in the Dhading district of Nepal. Four focus groups discussions with 38 fathers were conducted. Six major themes emerged from the analysis as follows: Access to health facility; knowledge on ANC and PNC visits; helping the pregnant and lactating mother; family decision-making; male parent's preference of health facility and the male's suggestions on how to improve the health care system for MCH care. The results revealed that priority was given to faith healers for health services; male parents were less aware of the importance of ANC and PNC visits and that social stigma negatively impacts the help given to the pregnant and lactating mother. Most of the participants were helpful and supportive of their wives during pregnancy and lactating. The mistrust created by the unavailability of health workers in the health facility, long distances to the health facility with roads inaccessible to ambulances and a lack of human resources in the village were all reasons for home delivery. Involvement of the male in health care activities and providing them with health education opens a window of opportunity to help achieve Maternal and Child health-related goals. PubDate: 2021-04-30 DOI: 10.3126/sijssr.v3i1.46022 Issue No:Vol. 3, No. 1 (2021)
Authors:Md. Zahid Hossain, A. K. M. Mahmudul Haque, S. M. Akram Ullah Pages: 58 - 73 Abstract: As the part of vulnerable groups, older people hold the rights to social security according to the Constitution of the People’s Republic of Bangladesh and the Universal Declaration of Human Rights (UDHR). This study is launched for the purpose of revealing the picture of the facts and figures of the deprivation of social security as a human rights violation of the older people in Bangladesh. The study is based on both primary and secondary sources of data. It reviews the social security programs regarding older people such as, old age allowance, widow allowance and disability allowance. The study finds that the government has taken several programs, but these programs have not been successful in achieving targets due to corruption, nepotism and inadequate national economy. Most of the older people of Bangladesh cannot properly enjoy the right to social security. For raising awareness about rights and responsibilities, enhancing proper ethical education can be helpful to remove the obstacles. Raising a massive social movement against corruption and nepotism can also be helpful as the beacon of hope in the way of ensuring social security of the older people in Bangladesh. PubDate: 2021-04-30 DOI: 10.3126/sijssr.v3i1.46026 Issue No:Vol. 3, No. 1 (2021)
Authors:Asmita Singh Pages: 74 - 94 Abstract: This paper examines the preliminary relationship between democracy and Marxism by revisiting one of the earliest works of Karl Marx, which introduces his articulations on “true democracy”. This includes some unique propositions regarding the normative and procedural aspects of democracy, the social nature of human beings, primogeniture and private property, and universal suffrage by exposing the contradictions within Hegel’s theory of political institutions. The arguments are situated within his main concerns about overcoming the civil-political divide and expanding political emancipation to human emancipation. The strength of Marx’s critique of the formal principle of democracy is situated alongside the plausible merits and gaps in his proposal for “true democracy” as an alternative. This paper explores what such an exegetical exercise could mean for Marxist practitioners in the present world. PubDate: 2021-04-30 DOI: 10.3126/sijssr.v3i1.46030 Issue No:Vol. 3, No. 1 (2021)
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