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American Journal of Information Systems
Number of Followers: 4

This is an Open Access Journal

Open Access journal
ISSN (Print) 2374-1953 - ISSN (Online) 2374-1988
Published by Science and Education Publishing

[75 journals]

A Value Based Analysis of Web 2.0 Usage of Chinese Young Users
- Authors: Yi Maggie Guo
  Pages: 1 - 7
  Abstract: The paper reports a study that investigates continued use of Web 2.0 technologies by applying customer values as theoretical lens. In prior research, both utilitarian and hedonic values of IT are recognized. Web 2.0 technologies provide users these values too. Furthermore, we posit that user perceived value has a positive effect on continued use of Web 2.0 sites. Two factors, system quality and information quality, are hypothesized to affect customer values. A survey study is conducted to test proposed research model. This research furthers the research stream by focusing on young users in China.
  PubDate: 2020-03-03
  DOI: 10.12691/ajis-8-1-1
  Issue No: Vol. 8, No. 1 (2020)
Application of Financial Technology for MSMEs in Indonesia
- Authors: Nuriah Indrarini; Rudy Hartanto
  Pages: 8 - 12
  Abstract: The growth of MSMEs in Indonesia in line with the economic growth of the community has always been increasing every year. The increasing number of MSMEs is a challenge among business people. Capital constraints, online trading transactions, bookkeeping, and product marketing between regions make MSMEs look towards Fintech as a support for their business. However, there are not many MSMEs that use Fintech optimally due to several factors, they are not familiar with the Fintech service system, the security of the Fintech system used, the amount of capital loan interest at Fintech lending. This study analyzes the use of Fintech for MSMEs and the opinions of MSME actors about Fintech in Indonesia. This research was conducted by analyzing the needs of MSMEs and filling out questionnaires involving 30 respondents. Based on the research, a positive result was found that 56.7% agreed on the Fintech usage variable and 63.3% agreed on the Fintech benefit variable. The use of Fintech by MSMEs in Indonesia received a positive response to the use of Fintech payment while the use of Fintech lending was a consideration for respondents to use.
  PubDate: 2020-06-18
  DOI: 10.12691/ajis-8-1-2
  Issue No: Vol. 8, No. 1 (2020)

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