Authors:Ahmad Supriyadi Pages: 1 - 16 Abstract: Abstract: This study discusses the management of zakat, infak and alms management in mosques to improve the mustahik economy. In accordance with the results of research by the Center for Strategic Studies (Puskas) BAZNAS RI, Indonesia with an average majority of the world's largest Muslim population has a zakat potential of 327.60 trillion rupiah. From this potential, the acquisition of zakat funds collected has not touched ten percent or is still around 17 trillion for all of Indonesia. One of the important elements of the establishment of the Zakat Collection Unit (UPZ) in order to assist the collection and assistance of zakat distribution is the mosque/mushala. Mosques have an important role in the quality of service of the people. The mosque is the center of people's worship activities, be it mahdlah worship, education, social, economic, health and so on. The results showed that the management at UPZ Masjid Baiturrahman Ds. Bendiljati Wetan Kec. Sumbergempol has shown good conditions. (1) Management of ZIS collection by conducting productive programs which of course are accompanied by careful and structured planning, organizing the distribution of tasks to collect funds from several parties both from the young and old, and cooperating with aghniya', stakeholder and religious leaders in the village to become partners or investors in UPZ, (2) Distribution management is taken by determining the criteria for UPZ program beneficiaries, determining the distribution mechanism and profit sharing system, as well as mentoring, supervising and evaluating mustahik, (3) UPZ utilization management provides Qardhul Hasan funds for mustahik in need, and empowering mustahik through the catfish pond management program Zakat Community Development (ZCD), which of course has been analyzed and adjusted to the potential of the village and structured organizing. Keywords: Mosque; Mustahik Economy; ZIS Management PubDate: 2023-04-28 DOI: 10.21274/an.v10i1.7171 Issue No:Vol. 10, No. 1 (2023)
Authors:Nurul Fitriana Munawiroh, Nadia Roosmalita Sari Pages: 17 - 35 Abstract: Abstrak: Penelitian ini dilatar belakangi oleh semakin ketatnya persaingan bisnis terutama pada bidang usaha jasa cuci motor. Hal tersebut membuat para pelaku usaha dituntut untuk lebih giat lagi dalam berinovasi guna bersaing pada usaha kompetitor sehingga dapat lebih baik dalam menarik pelanggan. Beberapa upaya yang dapat digunakan diantaranya dengan memperbaiki reputasi islamic branding, kualitas harga, kualitas pelayanan, serta kepuasan pelanggan untuk memperoleh citra yang baik bagi komunitas pelanggan terutama dalam komunikasi word of mouth pada komunitas pelanggan. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis kausalitas. Data yang digunakan dalam penelitian ini merupakan data primer yang dikumpulkan pada komunitas pelanggan cuci motor Sumber Bening. Teknik analisis data yang digunakan yaitu Analisis Path yang diolah dengan menggunakan software SPSS 16. Hasil pengujian menunjukkan bahwa variabel islamic branding, harga, dan kualitas pelayanan secara langsung memiliki pengaruh yang positif dan signifikan terhadap kepuasan pelanggan. Sedangkan secara tidak langsung variabel islamic branding, harga, dan kualitas pelayanan memiliki pengaruh yang signifikan terhadap komunikasi word of mouth melalui variabel mediasi kepuasan pelanggan. Adapaun pengaruh kepuasan pelanggan terhadap word of mouth memiliki pengaruh posiitif dan signifikan. Kata kunci: Islamic branding, Harga, Kepuasan Pelanggan, Kualitas Pelayanan, Word of Mouth Abstract: This research is motivated by the increasingly fierce business competition, especially in the field of motorcycle washing services. This makes business actors required to be even more active in innovating to compete with competitors' businesses so that they can be better at attracting customers. Some of the efforts that can be used include improving islamic branding reputation, price quality, service quality, and customer satisfaction to obtain a good image for the customer community, especially through word-of-mouth communication to the customer community. This study uses a quantitative approach to the type of causality. The data used in this study are primary data collected from the Sumber Bening motorcycle washing customer community. The data analysis technique used is Path Analysis which is processed using SPSS 16 software. The test results show that the variables of islamic branding, price, and service quality directly have a positive and significant influence on customer satisfaction. While indirectly the variables of islamic branding, price, and service quality have a significant influence on word-of-mouth communication through the mediating variable of customer satisfaction. The influence of customer satisfaction on word of mouth has a positive and significant effect mouth has a positive and significant effect. Keywords: Islamic branding, Customer Satisfaction, Price, Service Quality, Word of Mouth PubDate: 2023-05-13 DOI: 10.21274/an.v10i1.6971 Issue No:Vol. 10, No. 1 (2023)
Authors:Fitria Idham Chalid, Husnul Mirzal Pages: 36 - 55 Abstract: Abstrak: Penelitian ini bertujuan untuk menganalisis perilaku belanja generasi Milenial terhadap pembelian makanan impor berlabel halal. Penelitian ini menjadi penting mengingat maraknya produk multinasional yang mulai mendominasi pasar Indonesia, khususnya produk makanan halal. Metode yang digunakan adalah pendekatan kuantitatif dengan data primer dan sekunder. Teknik pengumpulan data yang digunakan adalah purposive sampling, sedangkan teknik analisis data yang digunakan adalah Structural Equation Modeling-Partial Least Square (SEM-PLS). Variabel yang digunakan dalam penelitian ini adalah citra merek, kesadaran halal, harga, niat beli, dan perilaku pembelian. Hasil penelitian menunjukkan bahwa citra merek berpengaruh terhadap perilaku pembelian, citra berpengaruh terhadap niat beli, kesadaran halal berpengaruh terhadap niat beli, harga berpengaruh terhadap perilaku beli, dan harga berpengaruh terhadap niat beli, sedangkan penelitian niat beli tidak berpengaruh terhadap perilaku beli. Hasil penelitian ini menunjukkan bahwa kesadaran halal, harga dan citra dapat mempengaruhi perilaku konsumen milenial dalam membeli produk penting berlabel halal. Selain itu, hasil ini akan memberikan kontribusi kepada pemerintah sebagai pembuat kebijakan untuk membatasi impor produk luar negeri yang masuk ke Indonesia, yang tentunya akan membuat produk dalam negeri kalah bersaing dengan produk impor. Kata kunci: Generasi Milenial; Makanan Impor Berlabel Halal; SEM-PLS. Abstract: This study aims to analyze the shopping behavior of the Millennial generation towards purchases imported food labeled halal. This research is important due to the increasment of multinational product which start to dominating Indonesian market, especially halal food products. The method used is quantitative approach with primary and secondary data. Purposive sampling is utilized for data collecting, and structural equation modeling-partial least squares is employed for data processing (SEM-PLS). Brand image, halal awareness, pricing, purchase intention, and purchasing behavior are the variables used in this study. The findings revealed that brand image affects purchase intention, image affects purchase behavior, halal knowledge affects purchase intention, pricing affects both buying behavior and purchase intention, and study on purchase intention has little impact on actual purchasing. The result of this study indicate that halal awareness, price and image can influence millennial customers behavior of buying important products labeled halal. In addition, this result will contribute to the government as the policy maker to limit imports of foreign products Entering Indonesia, which of course will make domestic products less competitive with imported products Keywords: Milennial Generation; Imported Food Labelled Halal; SEM-PLS. PubDate: 2023-05-21 DOI: 10.21274/an.v10i1.7427 Issue No:Vol. 10, No. 1 (2023)
Authors:Muhammad Fajrul Falah, Muhammad Yazid Pages: 56 - 72 Abstract: Abstrak: Makna dasar larangan riba menurut Islam adalah untuk menghindari kezaliman dan kezaliman dalam segala bentuk perekonomian. Kebijakan moneter dalam Islam menitikberatkan pada pola pengaturan untuk memperkecil kesenjangan jumlah uang antara sektor moneter dan sektor riil dengan menghilangkan transaksi dan produk di pasar keuangan yang tidak didasarkan pada produktivitas di sektor riil. Peningkatan produktivitas di sektor riil dapat mendorong arus uang dalam perekonomian (velocity of money). Oleh karena itu, perhatian para pembuat kebijakan moneter tidak hanya terfokus pada konsep jumlah uang beredar, apalagi suku bunga yang tinggi. Melainkan pada peredaran aliran darah (uang) dalam perekonomian. Penelitian ini merupakan penelitian kualitatif dengan pendekatan penelitian kepustakaan. Peneliti menggunakan dan mengambil data dari jurnal, artikel, website resmi dan buku, kemudian melakukan analisis sesuai dengan metodologi penelitian yang ada. Hasil penelitiannya adalah semakin tinggi tingkat suku bunga, semakin besar kemungkinan arus investasi tidak terbendung. Hal ini dapat diibaratkan sebuah bendungan, semakin tinggi dinding bendungan maka semakin besar aliran air yang dibendung. Bunga memang menimbulkan jarak antara sektor keuangan dengan sektor barang dan jasa, akibatnya kondisi moneter tidak mencerminkan kondisi sektor riil dan sebaliknya, kondisi sektor riil juga tidak mencerminkan kondisi moneter. Sehingga pendapatan per kapita juga terpengaruh, yang dalam bahasa lain kesejahteraan masyarakat juga terpengaruh. Kata Kunci: Larangan Riba; Bunga; Ekonomi Makro Islam. Abstract: The basic meaning of prohibiting riba according to Islam is to avoid tyranny and injustice in all forms of the economy. Monetary policy in Islam focuses on regulatory patterns to minimize the gap in the amount of money between the monetary sector and the real sector by eliminating transactions and products in financial markets that are not based on productivity in the real sector. Increased productivity in the real sector can encourage the flow of money in the economy (velocity of money). Therefore, the attention of monetary policy makers does not only focus on the concept of money supply, let alone high interest rates. But on the circulation of blood flow (money) in the economy. This research is a qualitative research with a library research approach. The researcher uses and retrieves data from journals, articles, official websites and books, then conducts an analysis according to the existing research methodology. The results of his research are that the higher the interest rate, the greater the possibility of unstoppable investment flows. This can be likened to a dam, the higher the dam wall, the greater the dammed water flow. Interest indeed creates a distance between the financial sector and the goods and services sector, as a result the monetary conditions do not reflect the real sector and vice versa, the real sector conditions also do not reflect the monetary conditions. So that per capita income is also affected, which in other languages is that the welfare of the community is also affected. Keywords: Prohibition of Riba; Interest; Islamic Macroeconomics. PubDate: 2023-05-21 DOI: 10.21274/an.v10i1.7239 Issue No:Vol. 10, No. 1 (2023)
Open Access journal
