Authors:Ketut Sukiyono, Nola Windirah, Jheni Juwita Sari Melia Pages: 51 - 56 Abstract: South Sumatera Province occupies the position of poverty above the national average. The biggest contribution came from rural areas, most of which were communities with livelihoods as rice farmers. In-depth information is needed by the government to continue to reduce poverty and income inequality that occur. Lahat Regency is in the spotlight due to the achievement of average economic growth and poverty reduction above the provincial average. The lack of available information regarding the poverty of rice farmers in the category of land ownership status (owner and sharecropper) is an important foundation for this research. The objective of this study was to determine income inequality and poverty distribution among rice farmers in Lahat Regency of South Sumatera Province. Using the Gini ratio and minimum income based on the method by the Asian Development Bank (ADB) and Biro Pusat Statistik (BPS), the level of inequality and distribution of poverty between the owner farmers and sharecroppers were determined. The results of the study showed that income inequality occurred in the moderate category of rice farmers in the Lahat Regency. Based on BPS and ADB criteria, the highest distribution of poverty is found on sharecroppers. Overall poverty occurred among the rice farmers in Lahat Regency was high, namely 52.55% (BPS) or 73.65% (ADB). PubDate: 2020-07-09 DOI: 10.33369/ajps.v5i2.11692 Issue No:Vol. 5, No. 2 (2020)
Authors:Ha Thi Thieu Da, Dang Tri Dung, Tran Nguyen Minh Hai Pages: 57 - 65 Abstract: Microfinance plays an important role in the nation's financial inclusive system. Therefore, the development of Microfinance Institutions (MFIs) increasingly receives the attention of governments, especially in developing countries. In which, financial sustainability is one of the determinants which measures the development of microfinance institutions (MFIs). In this research, the institutionalist approach is applied with the purpose of developing empirical evidence for the determinants that affect the financial sustainability of MFIs in Viet Nam. Financial sustainability is analyzed through the evaluation criteria of the investors and the wholesale lending organizations. The Fixed Effect Model is applied to determine the factors that affect the financial sustainability of MFIs in Viet Nam. Quantitative results show that the financial sustainability of MFIs is governed by five factors, including (i) the growth rate of MFIs’ outstanding loans, (ii) the efficiency of MFIs’ performance, (iii) the ratio of borrowers to the number of staffs of MFIs with a positive impact; (iv) the debt-to-equity ratio of MFIs; and (v) the incremental cost per client of the MFIs with negative effect DOI: 10.33369/ajps.v5i2.11698 Issue No:Vol. 5, No. 2
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