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I-ECONOMICS : A Research Journal on Islamic Economics
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This is an Open Access Journal

Open Access journal
ISSN (Print) 2548-5601 - ISSN (Online) 2548-561X
Published by UIN Raden Fatah Palembang

[10 journals]

ANALYSIS OF MUSLIM CONSUMER PREFERENCES IN BUYING SKINCARE PRODUCTS
- Authors: Aminudin Ma'ruf, Azhar Alam, Ahsan Barra Syaraf
  Pages: 82 - 93
  Abstract: This study investigates the determinants of a Muslim consumer in buying skincare products considering the attributes exist in skincare products. The purpose of this study is to find out the components of skincare products shaping the preferences of Muslim costumers in buying skincare products. Moreover, this study specifically attempts to identify the most significant aspect influencing the preferences of Muslim consumers. This study is a field research study with the sample of study of University Students in Surakarta. The result complies the previous studies on the topic and gives a pivotal input for skincare industry. This study recommended a robust framework for halal products to compete with its counterparts and suggested the policy makers on designing an environmental friendly products leading the nation’s economy and long-term prosperity.
  PubDate: 2022-01-24
  DOI: 10.19109/ieconomics.v7i2.9935
  Issue No: Vol. 7, No. 2 (2022)
MAQASID SHARIA AND ISLAMIC BANK PERFORMANCE: A SYSTEMATIC REVIEW
- Authors: Lailatis Syarifah, Muhfiatun Muhfiatun, Tettet Fitrijanti, Prasojo Prasojo
  Pages: 94 - 111
  Abstract: Maqasid sharia contains elements of maintaining faith, guarding oneself, maintaining reason, maintaining bloodlines and safeguarding property. Until now, the maqasid of sharia is considered to be the most ideal as a measure of the performance of sharia banking with the dimension of maqasid sharia with the aim of Islamizing banking. Islamic banking as a business entity that aims to make a profit but must also comply with Islamic law and provide benefits in the social sector through the distribution of zakat, infaq, alms, csr, and qardul hasan loans. This study is a literature review study on the relationship between Islamic maqasid and Islamic banking performance measurement. This study contains the philosophy, terminology of sharia maqasid, and research results relating it to the performance of Islamic banking. The conclusion from the literature review is that Islamic maqasid can be adopted as a measure of the performance of Islamic banking. Many empirical studies have examined the use of maqasid sharia as an indicator, but there is no consistency. Therefore, Islamic banking regulators need to prepare instruments and guidelines so that these measurements can be adopted easily and uniformly.
  PubDate: 2022-01-24
  DOI: 10.19109/ieconomics.v7i2.9167
  Issue No: Vol. 7, No. 2 (2022)
ANALISIS PERAN PEMBIAYAAN BANK SYARIAH TERHADAP PRODUKTIVITAS MASYARAKAT
DI ERA DIGITAL
- Authors: Vina Sopiyanti, Muhammad Iqbal Fasa, Suharto Suharto
  Pages: 112 - 123
  Abstract: This study examines the role of Islamic bank financing on community productivity. This study observes that Islamic bank financing has a more significant influence on company growth. Stakeholders such as managers and investors are expected to change their views on Islamic bank financing, which is currently seen as part of a religious practice. This can lead to the use of Islamic bank financing by companies.[1] Islamic banks can play a role in improving people's welfare. Through the intermediation function, Islamic banks can collect funds and channel them back to the community in the form of financing for productive purposes. The purpose of this study is to determine the relationship between Islamic bank financing and community productivity in the digital age and the impact of Islamic bank financing on the Indonesian economy in the digital age. This study uses descriptive qualitative and literature study through the readings of previous researchers. The results of this study reveal that Islamic bank financing plays a role in increasing economic activity and employment. Islamic bank financing provides a positive role to improve economic activities in each sector.
  PubDate: 2022-01-24
  DOI: 10.19109/ieconomics.v7i2.10335
  Issue No: Vol. 7, No. 2 (2022)
PENGUATAN EKONOMI GHARIM DALAM PERSPEKTIF ULAMA KONTEMPORER MELALUI
LEMBAGA AMIL ZAKAT
- Authors: Laila Miftahul Jannah, Aufa Abdillah
  Pages: 124 - 138
  Abstract: This research examines how the Amil Zakat Institute handles the gharim in the view of Contemporary Ulama, with a literature review methodology, which is sourced from the main books of Fiqh written by the Imams of the madzhab, namely Imam Abu Hanifah, Imam Malik, Imam Syafi'i and Imam Hambali. Based on contemporary fiqh studies, that Gharim or people who are in debt who are entitled to receive zakat are people who do not have the assets to pay their debts. If he has wealth, it is only enough to support his daily needs.
  PubDate: 2022-01-24
  DOI: 10.19109/ieconomics.v7i2.9691
  Issue No: Vol. 7, No. 2 (2022)
EFEKTIVITAS RESTRUKTURISASI PEMBIAYAAN, FDR DAN NPF TERHADAP
PROFITABILITAS PERUSAHAN SELAMA MASA PANDEMI COVID-19 (STUDI PADA BANK
SYARIAH DI INDONESIA)
- Authors: Bunga Putri Meilinda, Aminullah Achmad Muttaqin
  Pages: 139 - 156
  Abstract: This study aims to determine the effect of the financing restructuration, financing to deposit ratio, and non performing financing on company’s profitability represented by return on assets during the covid-19 pandemic.the analytical method used is quantitative research with panel data regression alaysis techniques. The result of this study indicate that financing restructuration has a positive significant effect on the company’s profitability during the covid-19 pandemic of 0,430932 and financing to deposit ratio has a negative effect on the company’s profitability during the covid-19 pandemis of -0,428821. Meanwhile, non performing financing doesn’t have a significant effect on the company’s profitability during the covid-19 pandemic.
  PubDate: 2022-01-24
  DOI: 10.19109/ieconomics.v7i2.9542
  Issue No: Vol. 7, No. 2 (2022)
ANALISIS CAR DAN ISR TERHADAP ROA PERBANKAN SYARIAH YANG TERDAFTAR DI JII
PERIODE 2015-2019
- Authors: Yuli Astuti, Tulus Suryanto, Heni Noviarita, Surono Surono
  Pages: 157 - 168
  Abstract: The purpose of this research is to find out whether there is an effect of Capital Adequacy Ratio and Islamic Social Responsibility on Return on Assets both in terms of partial and simultaneous testing. Collecting data in this study is to use secondary data from the financial statements of Islamic companies listed on the Jakarta Islamic Index. By using two blades of analysis, namely simple linear regression analysis and multiple linear regression analysis. Based on the results of simple regression analysis, it is known that partially CAR affects ROA and partially ISR affects ROA. Then simultaneously CAR and ISR influence ROA. Therefore, the role of profit in the company has an influential role, because the main objective of the company's operations is to achieve maximum profit. Information on profit achievement is not only useful for external parties such as the public as users of Islamic financial institutions as service companies and internal parties as parties who carry out or run the company in order to determine steps how to run the company to make a profit.
  PubDate: 2022-01-24
  DOI: 10.19109/ieconomics.v7i2.8983
  Issue No: Vol. 7, No. 2 (2022)
UANG DAN RELEVANSINYA PADA LEMBAGA KEUANGAN SYARIAH MENURUT AL GHAZALI
- Authors: Ulil Amri, Adam Damba Yuda
  Pages: 169 - 185
  Abstract: This study aims to determine the relevance of Al Ghazali's perspective on money in Islamic financial institutions. In this case, Al Ghazali argues that someone who hoards money is an act that is unjust and has removed the function of the money. The research method used in this research is to use qualitative methods. The author conducted in-depth interviews or interviews with several sources including from Islamic banking and Baitul Mal at Tamwil to obtain primary data. Based on the results of the study that the savings products that exist in Islamic financial institutions in this study Islamic banking and baitul mal at Tamwil cannot be said to be hoarding assets. There is an intermediation function in Islamic financial institutions, namely bringing together people who have excess money (people who save) and people who lack money (loan products).
  PubDate: 2022-01-24
  DOI: 10.19109/ieconomics.v7i.11187
  Issue No: Vol. 7, No. 2 (2022)