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Islamic Economics Journal
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This is an Open Access Journal

Open Access journal
ISSN (Online) 2460-1896
Published by Universitas Darussalam Gontor

[6 journals]

Analysis ‘Urf to Use of Electronic Money (E-Money) Study at Lecturer of
Fakultas Ekonomi dan Bisnis Islam UIN SU Medan
- Authors: Nurul Jannah, Asmuni Asmuni, Tuti Anggraini
  Pages: 1 - 13
  Abstract: Circulating government regulations regarding the use of e-money, people began to obey them by using e-money until finally the use of e-money has become a habit for the majority of Indonesian people. The basic law of muamalah in Islam is permissible until there is a proposition that prohibits it, so with this shift in habit, whether custom or in ushul fiqh science is called 'urf. This study aims to analyze 'urf on the use of electronic money (e-money) at the lecturers of the Islamic economics and business faculty of UIN North Sumatra Medan, this qualitative research uses the case study method. The researcher conducted observations on all permanent lecturers of the undergraduate program and of the sixty-two lecturers of the Faculty of Economics and Islamic Business, State Islamic University of North Sumatra Medan, the researcher will conduct interviews only with ten representatives of lecturers of the Faculty of Economics and Islamic Business, State Islamic University of North Sumatera, Medan with criteria ranging from 25-40 years old and the lecturer understands about electronic money and has used electronic money (e-money) outside of campus mandatory transactions. This study results that the use of e-money is included in the 'urf sahih category, which means that the use of e-money is a habit that does not conflict with the arguments of the Qur'an and Hadith, the use of e-money also includes 'urf 'amm which means e-money known, known, agreed upon and applied by the majority of the community, the use of e-money also provides benefits to the community. So the use of e-money is an 'urf that can be used as the basis for legal determination
  PubDate: 2022-05-29
  DOI: 10.21111/iej.v8i1.7562
  Issue No: Vol. 8, No. 1 (2022)
Analysis of Community Intentions on Islamic Bank Products Using The Theory
of Planned Behavior Approach
- Authors: Noni Afrianty
  Pages: 14 - 24
  Abstract: This study aims to determine the effect of attitudes on behavior, perceived behavioral control, and subjective norms or to know perceptions and understandings and then develop into the intentions of Bengkulu city panoramic market traders in behaving using Islamic bank products. The sampling technique used is the theory of Hair obtained a sample of 230 respondents with the sampling technique used is accidental sampling. The analysis technique used Structural Equation Modeling (SEM) with the SmartPLS 3 tool. The results of this study indicate that the variables of attitude towards behavior, perceived behavioral control and subjective norms have a significant effect on intentions and intentions have a significant effect on the behavior of a trader at the Bengkulu city panorama market in behaving in using Islamic bank products.
  PubDate: 2022-06-19
  DOI: 10.21111/iej.v8i1.8022
  Issue No: Vol. 8, No. 1 (2022)
Analisis Dompet Digital “Link Aja Syariah” dari Perspektif
Maslahah Mursalah
- Authors: Anisa Fadilah Zustika, Achmad Fageh
  Pages: 25 - 33
  Abstract: Industry of 4.0 era it is no stranger to talk about digital wallets whose existence can make it easier for humans to make payment systems.There are many kinds of digital wallets in Indonesia, first one that is sharia-based is the "Link Aja Syariah" application where this application gets the MUI DSN certificate. The purpose of this study is to analyze the Link Aja Syariah digital wallet application from the perspective of Maslahah Mursalah. The method used in this study uses a qualitative method with a library research approach with primary data sources originating from the official website link aja sharia and secondary data referring to journals, books, ebooks, the Qur'an and hadith and other Islamic literature. Based on the results of the research above, it states that benefits provided by the Link Aja Syariah application were ease of transaction. This benefit can be felt by all, both users and agencies concerned, so that it is in line with the rules of maslaha mursalah.
  PubDate: 2022-06-22
  DOI: 10.21111/iej.v8i1.6279
  Issue No: Vol. 8, No. 1 (2022)

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