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  Subjects -> SCIENCES: COMPREHENSIVE WORKS (Total: 374 journals)
Showing 1 - 200 of 265 Journals sorted alphabetically
AAS Open Research     Open Access   (Followers: 1)
Accountability in Research: Policies and Quality Assurance     Hybrid Journal   (Followers: 18)
Acta Materialia Transilvanica     Open Access  
Acta Nova     Open Access   (Followers: 1)
Acta Scientifica Malaysia     Open Access   (Followers: 1)
Acta Scientifica Naturalis     Open Access   (Followers: 4)
Adıyaman University Journal of Science     Open Access  
Advanced Science     Open Access   (Followers: 13)
Advanced Science, Engineering and Medicine     Partially Free   (Followers: 5)
Advanced Theory and Simulations     Hybrid Journal   (Followers: 4)
Advances in Research     Open Access  
Advances in Science and Technology     Full-text available via subscription   (Followers: 17)
African Journal of Science, Technology, Innovation and Development     Hybrid Journal   (Followers: 7)
Afrique Science : Revue Internationale des Sciences et Technologie     Open Access   (Followers: 1)
AFRREV STECH : An International Journal of Science and Technology     Open Access   (Followers: 3)
Alfarama Journal of Basic & Applied Sciences     Open Access   (Followers: 4)
American Academic & Scholarly Research Journal     Open Access   (Followers: 4)
American Journal of Applied Sciences     Open Access   (Followers: 21)
American Journal of Humanities and Social Sciences     Open Access   (Followers: 13)
ANALES de la Universidad Central del Ecuador     Open Access   (Followers: 1)
Anales del Instituto de la Patagonia     Open Access  
Applied Mathematics and Nonlinear Sciences     Open Access   (Followers: 2)
Apuntes de Ciencia & Sociedad     Open Access  
Arab Journal of Basic and Applied Sciences     Open Access  
Arabian Journal for Science and Engineering     Hybrid Journal   (Followers: 1)
Archives Internationales d'Histoire des Sciences     Partially Free   (Followers: 5)
Archives of Current Research International     Open Access  
ARO. The Scientific Journal of Koya University     Open Access  
ARPHA Conference Abstracts     Open Access   (Followers: 1)
ARPHA Proceedings     Open Access  
ArtefaCToS : Revista de estudios sobre la ciencia y la tecnología     Open Access  
Asian Journal of Advanced Research and Reports     Open Access  
Asian Journal of Scientific Research     Open Access   (Followers: 2)
Asian Journal of Technology Innovation     Hybrid Journal   (Followers: 5)
Australian Field Ornithology     Full-text available via subscription   (Followers: 2)
Australian Journal of Social Issues     Hybrid Journal   (Followers: 6)
Avrasya Terim Dergisi     Open Access  
Bangladesh Journal of Scientific Research     Open Access  
Beni-Suef University Journal of Basic and Applied Sciences     Open Access   (Followers: 1)
Berichte Zur Wissenschaftsgeschichte     Hybrid Journal   (Followers: 11)
BIBECHANA     Open Access  
Bilge International Journal of Science and Technology Research     Open Access  
Bioethics Research Notes     Full-text available via subscription   (Followers: 16)
BJHS Themes     Open Access  
Black Sea Journal of Engineering and Science     Open Access  
Borneo Journal of Resource Science and Technology     Open Access  
Bulletin de la Société Royale des Sciences de Liège     Open Access  
Bulletin of the National Research Centre     Open Access  
Butlletí de la Institució Catalana d'Història Natural     Open Access  
Chain Reaction     Full-text available via subscription  
Ciencia Amazónica (Iquitos)     Open Access  
Ciencia en su PC     Open Access   (Followers: 1)
Ciencia Ergo Sum     Open Access  
Ciência ET Praxis     Open Access  
Ciencia y Tecnología     Open Access  
Ciencias Holguin     Open Access   (Followers: 1)
CienciaUAT     Open Access  
Citizen Science : Theory and Practice     Open Access   (Followers: 2)
Communications Faculty of Sciences University of Ankara Series A2-A3 Physical Sciences and Engineering     Open Access  
Communications in Applied Sciences     Open Access  
Comunicata Scientiae     Open Access  
ConCiencia     Open Access  
Conference Papers in Science     Open Access  
Configurations     Full-text available via subscription   (Followers: 11)
COSMOS     Hybrid Journal   (Followers: 1)
Crea Ciencia Revista Científica     Open Access  
Cuadernos de Investigación UNED     Open Access  
Current Issues in Criminal Justice     Hybrid Journal   (Followers: 13)
Current Research in Geoscience     Open Access   (Followers: 5)
Dalat University Journal of Science     Open Access  
Data     Open Access   (Followers: 4)
Data Curation Profiles Directory     Open Access   (Followers: 8)
Dhaka University Journal of Science     Open Access  
Diálogos Interdisciplinares     Open Access  
Digithum     Open Access   (Followers: 2)
Discover Sustainability     Open Access   (Followers: 3)
Einstein (São Paulo)     Open Access  
Ekaia : EHUko Zientzia eta Teknologia aldizkaria     Open Access  
Elkawnie : Journal of Islamic Science and Technology     Open Access  
Emergent Scientist     Open Access  
Enhancing Learning in the Social Sciences     Open Access   (Followers: 7)
Enseñanza de las Ciencias : Revista de Investigación y Experiencias Didácticas     Open Access  
Entramado     Open Access  
Entre Ciencia e Ingeniería     Open Access  
Epiphany     Open Access   (Followers: 1)
Estação Científica (UNIFAP)     Open Access  
Ethiopian Journal of Education and Sciences     Open Access   (Followers: 5)
Ethiopian Journal of Science and Technology     Open Access  
Ethiopian Journal of Sciences and Sustainable Development     Open Access  
European Online Journal of Natural and Social Sciences     Open Access   (Followers: 4)
European Scientific Journal     Open Access   (Followers: 5)
Evidência - Ciência e Biotecnologia - Interdisciplinar     Open Access  
Exchanges : the Warwick Research Journal     Open Access   (Followers: 1)
Experimental Results     Open Access   (Followers: 1)
Facets     Open Access  
Fides et Ratio : Revista de Difusión Cultural y Científica     Open Access  
Fırat University Turkish Journal of Science & Technology     Open Access  
Fontanus     Open Access   (Followers: 1)
Forensic Science Policy & Management: An International Journal     Hybrid Journal   (Followers: 232)
Frontiers for Young Minds     Open Access  
Frontiers in Climate     Open Access   (Followers: 4)
Frontiers in Science     Open Access   (Followers: 1)
Fundamental Research     Open Access  
Futures & Foresight Science     Hybrid Journal   (Followers: 1)
Gaudium Sciendi     Open Access  
Gazi University Journal of Science     Open Access  
Ghana Studies     Full-text available via subscription   (Followers: 15)
Global Journal of Pure and Applied Sciences     Full-text available via subscription  
Global Journal of Science Frontier Research     Open Access   (Followers: 1)
Globe, The     Full-text available via subscription   (Followers: 4)
HardwareX     Open Access  
Heidelberger Jahrbücher Online     Open Access  
Heliyon     Open Access  
Himalayan Journal of Science and Technology     Open Access  
History of Science and Technology     Open Access   (Followers: 5)
Hoosier Science Teacher     Open Access  
Impact     Open Access   (Followers: 1)
Indian Journal of History of Science     Hybrid Journal  
Indonesian Journal of Fundamental Sciences     Open Access  
Indonesian Journal of Science and Mathematics Education     Open Access   (Followers: 2)
Indonesian Journal of Science and Technology     Open Access  
Ingenieria y Ciencia     Open Access   (Followers: 1)
Innovare : Revista de ciencia y tecnología     Open Access  
Instruments     Open Access  
Integrated Research Advances     Open Access  
Interciencia     Open Access  
Interface Focus     Full-text available via subscription  
International Annals of Science     Open Access  
International Archives of Science and Technology     Open Access  
International Journal of Academic Research in Business, Arts & Science     Open Access  
International Journal of Advanced Multidisciplinary Research and Review     Open Access  
International Journal of Applied Science     Open Access  
International Journal of Basic and Applied Sciences     Open Access   (Followers: 1)
International Journal of Computational and Experimental Science and Engineering (IJCESEN)     Open Access  
International Journal of Culture and Modernity     Open Access   (Followers: 2)
International Journal of Engineering, Science and Technology     Open Access  
International Journal of Engineering, Technology and Natural Sciences     Open Access  
International Journal of Innovation and Applied Studies     Open Access   (Followers: 4)
International Journal of Innovative Research and Scientific Studies     Open Access   (Followers: 1)
International Journal of Network Science     Hybrid Journal   (Followers: 3)
International Journal of Recent Contributions from Engineering, Science & IT     Open Access  
International Journal of Research in Science     Open Access   (Followers: 1)
International Journal of Social Sciences and Management     Open Access   (Followers: 2)
International Journal of Technology Policy and Law     Hybrid Journal   (Followers: 8)
International Letters of Social and Humanistic Sciences     Open Access  
International Science and Technology Journal of Namibia     Open Access   (Followers: 1)
International Scientific and Vocational Studies Journal     Open Access  
InterSciencePlace     Open Access  
Investiga : TEC     Open Access  
Investigación Joven     Open Access  
Investigacion y Ciencia     Open Access   (Followers: 1)
Iranian Journal of Science and Technology, Transactions A : Science     Hybrid Journal  
iScience     Open Access   (Followers: 1)
Issues in Science & Technology     Free   (Followers: 8)
Ithaca : Viaggio nella Scienza     Open Access  
J : Multidisciplinary Scientific Journal     Open Access  
Jaunujų mokslininkų darbai     Open Access   (Followers: 1)
Journal de la Recherche Scientifique de l'Universite de Lome     Full-text available via subscription  
Journal of Advanced Research     Open Access   (Followers: 2)
Journal of Al-Qadisiyah for Pure Science     Open Access  
Journal of Alasmarya University     Open Access  
Journal of Analytical Science & Technology     Open Access   (Followers: 4)
Journal of Applied Science and Technology     Full-text available via subscription   (Followers: 1)
Journal of Applied Sciences and Environmental Management     Open Access   (Followers: 1)
Journal of Big History     Open Access   (Followers: 4)
Journal of Composites Science     Open Access   (Followers: 4)
Journal of Diversity Management     Open Access   (Followers: 4)
Journal of Indian Council of Philosophical Research     Hybrid Journal  
Journal of Institute of Science and Technology     Open Access  
Journal of Integrated Science and Technology     Open Access  
Journal of King Saud University - Science     Open Access  
Journal of Mathematical and Fundamental Sciences     Open Access  
Journal of Natural Sciences Research     Open Access   (Followers: 2)
Journal of Negative and No Positive Results     Open Access  
Journal of Responsible Technology     Open Access  
Journal of Science (JSc)     Open Access  
Journal of Science and Engineering     Open Access   (Followers: 1)
Journal of Science and Technology     Open Access   (Followers: 2)
Journal of Science and Technology     Open Access   (Followers: 1)
Journal of Science and Technology (Ghana)     Open Access   (Followers: 3)
Journal of Science and Technology Policy Management     Hybrid Journal   (Followers: 1)
Journal of Science Foundation     Open Access   (Followers: 1)
Journal of Science of the University of Kelaniya Sri Lanka     Open Access  
Journal of Scientific Research     Open Access  
Journal of Scientific Research and Reports     Open Access  
Journal of Scientometric Research     Open Access   (Followers: 21)
Journal of Shanghai Jiaotong University (Science)     Hybrid Journal  
Journal of Social Science Research     Open Access   (Followers: 2)
Journal of Taibah University for Science     Open Access  
Journal of the Asiatic Society of Bangladesh, Science     Open Access  
Journal of the Ghana Science Association     Full-text available via subscription   (Followers: 3)
Journal of the History of Ideas     Full-text available via subscription   (Followers: 152)
Journal of the Indian Institute of Science     Hybrid Journal   (Followers: 4)
Journal of the National Science Foundation of Sri Lanka     Open Access  
Journal of the Royal Society of New Zealand     Hybrid Journal   (Followers: 48)
Journal of the South Carolina Academy of Science     Open Access  
Journal of Unsolved Questions     Open Access  
Jurnal Ilmiah Ilmu Terapan Universitas Jambi : JIITUJ     Open Access  
Jurnal Matematika, Sains, Dan Teknologi     Open Access  
Jurnal MIPA     Open Access  

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Journal of Science (JSc)
Number of Followers: 0  

  This is an Open Access Journal Open Access journal
ISSN (Online) 2602-9030
Published by Sri Lanka Journals Online Homepage  [71 journals]
  • Antimicrobial pontential of fungal endophytes obtained from Avicennia
           Marina and Excoecaria Agallocha in Negombo

    • Abstract: Mangroves are halophytic plants that are typically found along the intra-tidal regions. The coastal ecosystem of mangroves in Sri Lanka hold one of the most unique mangrove species that are yet to be studied. These ecosystems provide shelter to various organisms including humans. Fungal endophytes present in these plants have many medicinal properties that can be utilized in the development of drugs. Antibiotic resistance is a major concern in the pharmaceutical industry, hence alternative plant-based drugs with fewer costs and side effects show great potential. In the current investigation, the main objective was to test for antibacterial properties of fungal endophytes isolates from two mangroves: Avicennia marina and Excoecaria agallocha against Staphylococcus aureus (ATCC 25923) and Escherichia coli (ATCC 25922). In both mangrove species, three endophytic species were identified based on their morphological characteristics: Aspergillus niger, Penicillium viticola and Aspergillus versicolor. Only P. viticola was obtained from E. agallocha. Based on the results obtained from antibiotic susceptibility tests, A. niger (stem) was the most active and showed the best bacteriostatic and bactericidal activity against both S. aureus and E. coli. P. viticola produced viable results (mean zone of inhibition of 21 mm against S. aureus) but were not as productive as A. niger. This study indicated that these endophytic fungi held medicinal properties that can be further evaluated. Published on 2022-12-31 00:00:00
       
  • Development of herbal sunscreen formulations from the leaves of Sri Lankan
           medicinal plants, Hibiscus furcatus wild. and Olax zeylanica Linn

    • Abstract: Excessive exposure to ultraviolet (UV) radiation in the sunlight has many deleterious consequences on human skin. In order to alleviate these harmful effects, sunscreen formulations are widely used. Although most of these synthetic sunscreens are highly effective, the adverse effects associated with these products should not be neglected. The current trend, therefore, is to explore natural sources to develop novel sunscreen formulations that are efficacious and more human-friendly. This study was conducted to formulate herbal sunscreens using two Sri Lankan medicinal plants used as remedies for dermatological conditions, hibiscus furcatus wild (nabiriththa) and olax zeylanica linn. (mella) and to evaluate their efficacy. Initially, aqueous-methanolic extracts were prepared from the leaves of the two plants, followed by the preparation of sunscreen formulations from each extract by incorporating different concentrations of the extracts into an aqueous cream base. Thereafter, the uv absorbance and sun protection factor (spf) were obtained. The sunscreen formulations containing 75% of each extract displayed high UV absorbance and the highest spf values. The photostability profiles indicated that some formulations prepared from o. zeyalnica were more effective than the formulations developed from h. furcatus. Therefore, this preliminary study demonstrated the suitability of h. furcatus and o. zeylanica extracts towards the development of commercial herbal sunscreens. Published on 2022-12-31 00:00:00
       
  • The minimum normalized cut value of tadpole graphs

    • Abstract: The Tadpole graph Tn,k  is a Lollipop type graph obtained by joining a one vertex of cycle graph Cn  to the end vertex of a path graph Pk  The normalized cut is a measure of disassociation between two groups which computes the cut cost as a fraction of the total edge connections to all the vertices in the graph. This research focuses on deriving a formula to find the minimum normalized cut value of Tadpole graphs. Published on 2022-12-31 00:00:00
       
  • Proximate and phytochemical analysis of selected wild edible green leafy
           vegetables in Batticaloa

    • Abstract: Plant-derived natural products provide many novel bioactive molecules that are available in the market today as medicines or food. Wild Green Leafy Vegetables (WGLVs) have essential nutrients which are necessary for a healthy life. Three WGLVs such as Allmania nodiflora, Borreria hispida, and Rivea ornata were selected for the proximate and phytochemical analysis based on the market survey. Selected dry WGLVs were used to investigate proximate such as moisture, ash, fat, and fiber and phytochemicals such as alkaloids, flavonoids, tannins, steroids, terpenoids, phenolic compounds, and saponins analysis by using standard methods. The results were shown as follows: moisture 71.7±0.95- 80.3±2.84%, ash 8.84±0.69 - 11.05±0.21 %, fat 1.36±0.48 - 2.56±0.28 % and fiber 6.85±0.46 - 8.04±0.11 %. The qualitative screening of water, ethanol, and acetone extracts revealed that select WGLVs contained alkaloids, flavonoids, tannins, steroids, terpenoids, phenolic compounds, and saponin. Rivea ornata lacked quinones, while anthraquinones were only found in the water extract of Borreria hispida, and none of the three WGLVs were found to contain glycosides. Published on 2022-12-31 00:00:00
       
  • Development and quality evaluation of oat (Avena sativa)
           incorporated drinking yogurt

    • Abstract: Oat (Avena sativa) is a healthy cereal that is high in fiber and minerals. This research aimed to develop an oat powder incorporated drinking yogurt. 0.25, 0.50, and 1.0 g of oat powder per 100 ml of milk were selected as concentrations. Gelatin was not included due to the stabilizing ability of oat powder. To evaluate consumer preference and proximate analysis, oat concentration selected from a sensory evaluation was compared to a commercial drinking yogurt. For a period of 21 days, physicochemical (pH, Titratable acidity, and Total soluble solids) properties and microbiological quality were examined. The data was statistically analyzed using SSPS and SAS at a significance level of P<0.05. The most consumer-preferred oat concentration was 0.5 g oat powder per 100 ml of milk, with sensory properties identical to commercial drinking yogurt. The fat (3.43), protein (3.30), solids non-fat (26.08), and fiber (0.05) contents of the selected oat concentration were significantly higher than those of the commercial drinking yogurt. According to the yeast and mold count, oat drinking yogurt had a shelf life of 14 days after manufacturing. In conclusion, oat powder including drinking yogurt can be developed with better sensory properties which is competitive with commercial drinking yogurt. Published on 2022-12-31 00:00:00
       
  • Determination of the antibacterial properties of crude extracts of
           endophytic fungi isolated from Acrostichum aureum and Sonneratia alba

    • Abstract: Current issues associated with drug resistance and the adverse effects of synthetic agents have prompted researchers to focus on natural, medicinal agents such as mangroves and their associated fungal endophytes. The current study was developed to determine the antibacterial activities of crude extracts of endophytic fungi isolated from leaves, roots and stems of Acrostichum aureum, Karan koku in Sinhala and Sonneratia alba, Kirala in Sinhala. The endophytic fungal isolates were identified as Aspergillus niger, Aspergillus ochraceus, Aspergillus fumigatus, Aspergillus terreus, Penicillium citrium and Penicillium resticulosum and the respective crude extracts were generated using ethyl acetate. The crude extracts were subjected to antibiotic sensitivity tests (ABSTs) against two test organisms: Staphylococcus aureus (ATCC ®: 25923) and Escherichia coli (ATCC ®: 25922). The highest inhibitory action was exerted by Penicillium resticulosum against both the test organisms (E. coli: 15+0.05 mm; S. aureus 22+0.05 mm) which was the most abundantly identified endophyte in this study. The Minimum Inhibitory Concentration of the crude extracts was detected to be 1. 25 mg/ ml. However, the highest bactericidal action was noted from Penicillium citrinum. It is evident that the fungal endophytes isolated from mangrove plants possess antibacterial properties that can be used as a natural source for the generation of antimicrobial therapeutics. Published on 2022-12-31 00:00:00
       
  • Assessment of microbiological and chemical quality of five liter volume
           bottled drinking water

    • Abstract: Consumption of bottled drinking water has dramatically increased among the community in recent years worldwide and also in Sri Lanka. The objective of this study was to assess microbiological and chemical quality of five liter volume bottled water during the shelf life period. Three five liter bottles each of three brands were collected for analysis. Microbiological and chemical analyses were carried out monthly after the date of manufacture throughout the first three months of the shelf life of the bottled water. The results indicated that Total Coliform [TC] and Faecal Coliform [FC] counts decreased with time over the first three months of shelf life. There were no significant differences (P > 0.05) in TC between the numbers of microorganisms initially present, with an average count of 107.19 cfu per 100 ml and those present after three months of storage, which decreased to 33.70 cfu per 100 ml, while the level permitted by SLSI for TC is zero cfu per 100 ml. According to national and international standards, the FC count should be zero per 100 ml for drinking water. However, bottled water samples tested exceeded this limit for presumptive FC, with an average count of 0.63 cfu per 100 ml, which declined to 0.3 cfu per 100 ml after three months, without exhibiting a significant difference (P > 0.05). Chemical parameters were within the permitted levels, except pH and hardness in water samples. Therefore, bottled water available for sale needs to be monitored continuously by relevant authorities, in order to provide safe bottled drinking water to consumers. Published on 2022-12-31 00:00:00
       
  • Evaluation of cellulolytic fungal-bacterial biofilms for the enhancement
           of bioethanol production

    • Abstract: Biodegradation of lignocellulosic materials by cellulolytic microbial consortia would be beneficial in cellulosic biofuel production. This study aimed at investigating the cellulose degradation potential of fungal-bacterial biofilms (FBBs) followed by bioethanol production. Fungi and bacteria were isolated from soil samples and their cellulolytic activity was analyzed in carboxy methylcellulose medium. FBBs were developed from the selected fungi and bacteria and their cellulolytic activity was evaluated using reducing sugar production through 3,5-Dinitro Salicylic acid method. Cellulolytic digestion followed by fermentation was performed with the selected biofilms by co-culturing Saccharomyces cerevisiae suspension. Ethanol content was quantified by dichromate method and confirmed through FTIR analysis. The highest significant (P < 0.05) cellulolytic activity was observed in Aspergillus niger (F6) and Pseudomonas aeruginosa (B7). Significantly (P < 0.05) the highest cellulolytic activity was recorded by A. niger-P. aeruginosa biofilm (FB2). Fermentation study confirmed higher production of ethanol by the biofilms co-cultured with S. cerevisiae over their single cultures and the highest was recorded by A. niger - Bacillus subtilis biofilm (FB1) co-cultured with S. cerevisiae. In this context, FBB can be considered as an important agent for bioethanol production from cellulosic materials through cellulolytic digestion followed by fermentation. Published on 2022-12-30 00:00:00
       
  • Antioxidant activity and physicochemical analysis of coconut, kithul and
           palmyrah palm treacle

    • Abstract: Treacle from the palm trees of coconut, palmyra, and kithul exhibits antioxidant and medicinal properties as mentioned in Sri Lankan ethnomedicine however the research regarding the nutritional, physicochemical, sensory, and functional properties of palmyrah treacle are limited and the treacle remains underutilized compared to coconut and kithul treacle. The purpose of this study is to compare the antioxidant activity and physicochemical properties of coconut, kithul, and palmyra treacle and to provide comparative facts for the betterment of the palm treacle industry. Pooled sap samples of coconut, kithul, and palmyra were collected from respective collecting center and the treacle was prepared and kept in refrigerators for further analysis. Physicochemical properties, antioxidant activity, microbial quality, and sensory analysis were performed using triplicates from each sample. Significantly highest (p<0.05) total sugar (67.90%) and ash content [0.075(±0.002)] %was obtained for palmyrah treacle, while protein content was significantly highest for kithul [0.570 (±0.0120)] than coconut [0.410 (±0.0040)] and palmyrah [0.028 (±0.0070)] %. Total phenolic content was significantly highest for coconut [278.02 (±1.35)] while there were no significant differences between palmyrah [191.02(±4.80)] and kithul [190.23 (±2.71)] mg GAE/100g. DPPH's scavenging ability with the IC values of palmyrah, coconut, and kithul were 1.69 (±0.13), 2.91 (±0.04), and 2.21(±0.14) mg/mL respectively. This study could be useful to disseminate knowledge and create awareness among people on different treacle varieties and their antioxidant properties. This finding will uplift the utilization of palm treacle or the in-cooperation of palm treacle in other food products such as sweeteners. Published on 2022-11-28 00:00:00
       
  • A deductible comparison of cost per-loss, cost per-payment event, loss
           elimination ratio under exponentially and lognormally distributed
           severities

    • Abstract: The maximum amount of losses retained by the insured under deductible policy modifications is usually set as part of the terms of the policy conditions. The objective of this study are to (i) estimate mean losses of an insured risk by means of the operational behavior of density function with deductible modifications and (ii) compare the mean severities under exponentially and log-normally distributed arbitrary policy in a cost per loss and cost per payment contingencies. The results show that despite the established fact in literature that log-normal severity distribution has a thicker tail than the exponential distribution, its cost per loss payment is correspondingly lower than the corresponding values of the exponential mean loss. Computational evidence over the trend of the change in the loss eliminated in the domain for which deductible has been defined revealed that the cost per loss amount is less than the cost per payment amount in the two models. The method can be used to estimate aggregate claims as the deductible level increases for every scheme holder and such that the estimated claims could be compared with the hypothetical observed claims which can be arrived at by applying the hypothetical deductible value to the background losses. Published on 2022-11-28 00:00:00
       
 
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