Authors:Heni Subekti Pages: 38 - 46 Abstract: The aims of this study were (1) to determine the capital factor for the development of small and medium enterprises for Fintech Peer to-Peer Landing customers in Klaten Regency; (2) to determine the financial literacy factor for the development of small and medium enterprises for Fintech Peer to Peer Landing customers in Klaten Regency; and (3) to find out the technological factors on the development of small and medium enterprises for Fintech Peer to Peer Landing customers in Klaten Regency. The method used is the multiple linear regression analysis methods. The population in this study are Fintech Peer-to-Peer Landing customers in Klaten Regency. A sample of 100 respondents was taken using the Slovin method. The results of this study indicate that there is a simultaneous influence on the variables of capital, financial literacy, and technology on the development of MSME Fintech Peer to-Peer Landing customers, Klaten Regency. This can be seen from the significant value of less than 0.05 (0.000 <0.05) and the F test result of 539.760. The results of this study also show that the t-count value for the capital variable is 4.758, financial literacy is 3.627 and technology is 4.673 which is greater than the t-table of 1.660. It can be stated that the independent variables have a significant influence on the development of MSMEs on Fintech Peer-to-Peer Landing customers in Klaten Regency. PubDate: 2022-12-16 DOI: 10.15294/sainteknol.v20i2.40328 Issue No:Vol. 20, No. 2 (2022)
Authors:Rizqi Aulia Nurlaili, Safira Celia Permatasari, Listya Eka Ningtyas Pages: 47 - 52 Abstract: Urban Farming is an agricultural system without the use of soil media that utilizes narrow land in urban areas and is free from the use of synthetic pesticides. This study aims to identify the types and abundance of insects that attack cultivated plants in Urban Farming. Data collection was carried out by observation using the yellow pan, netting, and hand picking methods. Insect identification is carried out on the basis of morphological features of insects. The data were analyzed with the insect abundance index (Di). The results showed that the highest insect abundance found at the Urban Farming Surabaya agricultural location was Aphis gossypii with an abundance index value of 26.37% and the lowest insect abundance was Hishimonus spatulatus, Meniscus midge, Murgantia histrionica, Mylabris phalerata with an abundance index value of 0.34%. Where found 34 species of insects with 27 families namely the family Acrididae, Agromyzidae, Aleyrodidae, Aphididae, Apidae, Calliphoridae, Chrysomelidae, Cicadelloidae, Coccinellidae, Crambidae, Dixidae, Dolichopodidae, Gryllidae, Hesperiidae, Meloidae, Muscidae, Noctuidae, Pentatomidae, Pieridae, Pseudococcidae, Psilidae, Sapygidae, Staphylinidae, Stratiomyidae, Syrphidae, Tetranychidae and Thripidae. PubDate: 2022-12-19 DOI: 10.15294/sainteknol.v20i2.41111 Issue No:Vol. 20, No. 2 (2022)
Authors:Wanuri Wanuri, Sarbullah Sarbullah, Eko Dwiyanto Pages: 53 - 59 Abstract: This study aims to analyze the effect of E-Service Quality, E-Trust, and Product Quality on Purchasing Decisions Through the Allofresh Transmart Application in the City of Semarang. This study used a quantitative approach using observational data from 100 Allofresh users who were analyzed using a multiple regression approach through SPSS25 software. This study found that E-Service Quality, E-Trust, and Product Quality have a positive and significant impact on purchasing decisions for the Allofresh Transmart application. Simultaneously, all variables in the study also have a significant influence on purchasing decisions, and are able to explain 61.6% percent of the variations in the influence of purchasing decisions. This research proves the need for more effort from companies to pay attention to aspects of E-Service Quality, E-Trust, and Product Quality in influencing consumer purchasing decisions to increase the number of product sales. PubDate: 2022-12-19 DOI: 10.15294/sainteknol.v20i2.41113 Issue No:Vol. 20, No. 2 (2022)
Authors:Annisa Kamilia Nastiti, Fajar Satrio Utomo, Cyntia Aulia Putri, Lisa Maharani Pages: 60 - 67 Abstract: Disposable personal protective equipment (PPE) waste is one type of waste that can be found in public facilities such as stations. Improper storage can create new impacts and contaminate waste that does not have the same properties. The purpose of this study is to analyze various alternatives to the best disposable personal protective infectious waste disposal facilities. The method used in the selection of alternatives is the Analytical Hierarchy Process (AHP). The three alternatives provided based on the literature review are hand sanitizer (A1), ultraviolet lamp (A2), and disinfectant spray (A3). The criteria used in the selection of alternatives are virus removal in storage, equipment maintenance, and electricity consumption costs. Analysis of the weight of the criteria shows that the highest weight is in the criteria for virus removal in the container. The results of the weight assessment show that alternatives A2 and A3 have values of 0.499 and 0.406, respectively. The use of virus removal tools is more important than the addition of hand sanitizer facilities which only have a weight of 0.095. PubDate: 2022-12-19 DOI: 10.15294/sainteknol.v20i2.41114 Issue No:Vol. 20, No. 2 (2022)
Authors:Lilis Karwati, Lulu Yuliani, Bayu Adi Laksono Pages: 68 - 73 Abstract: Technological developments are developing very rapidly along with the times. The conditions of the Covid pandemic that occurred also contributed to the process of developing technology used by the community. Likewise in terms of education The rapid development of information technology has an impact on the teaching and learning process which requires educational institutions to also use technology as a teaching and learning process in order to improve the quality of education according to what is to be achieved in improving the quality of education non-formal educational institutions must also be willing to transform the teaching and learning process as a whole. conventional towards a technology-based teaching and learning process. as well as a shift in the curriculum that is currently used is an independent curriculum, the learning process focuses on the competence and character of students as well as a flexible learning process in the sense of freeing tutors and students. The purpose of this study was to find out the transformation of learning technology in community educational institutions in the industrial era 4.0 in Tasikmalaya City. The research method used is qualitative research with data collection techniques of interviews, observation and documentation. The results of the research to be achieved are changes in the teaching and learning process that have been carried out by community education institutions so that it can make it easier for students to follow the learning process and can be applied when students graduate later, the transformation of the use of technology in the learning process can also improve the quality of education PubDate: 2022-12-17 DOI: 10.15294/sainteknol.v20i2.41258 Issue No:Vol. 20, No. 2 (2022)
Authors:Reza Ronaldo, Yul Maulini, Darmansyah Darmansyah, Abdul Rahmat, Mira Mirnawati Pages: 74 - 82 Abstract: The background of this research is the existence of several insurance companies in Indonesia whose operating licenses were closed by the Indonesia Financial Authority so that policyholders cannot receive insurance benefits. Risk Management is very important to be carried out by all insurance companies including sharia insurance because all business activities and all aspects of life contain risks. The research method used is descriptive qualitative. The results of the discussion show that risk management means that the company has analyse the risks and impacts of risks for business continuity in the future as well as how to take into account all possible risks that arise while anticipating all possibilities that will occur. The conclusion of research is risk management will make it easier for insurance companies to make short-term, medium-term, and long-term plans so that the company can run well and develop in the future so as not to harm policyholders. PubDate: 2022-12-28 DOI: 10.15294/sainteknol.v20i2.41465 Issue No:Vol. 20, No. 2 (2022)
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