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Journal of Economics, Finance and Accounting Studies
Number of Followers: 1

This is an Open Access Journal

Open Access journal
ISSN (Online) 2709-0809
Published by Al-Kindi Center for Research and Development

[14 journals]

A Comparison of the Characteristics of Informal Economy between Developing
and Developed Countries and the Experience and Reference of China: A Case
Study of Malaysia and Singapore
- Authors: Xiaofan Lou; Hongyu An, Fengyu Guo
  Abstract: As China continues to urbanise, the size of the informal economy in the country is also increasing, creating numerous governance issues. This thesis explores the differences between developing and developed countries by comparing the characteristics of the informal economy in Malaysia and Singapore. A literature study was used to analyze the size and characteristics of the informal economy in the two countries. It is found that despite the commonalities, there are significant differences between the two countries' informal economies in terms of development stages and policy implications. This study provides valuable experience and lessons for the governance of the informal economy in China, emphasising the impact of government policies and socio-cultural factors on the informal economy, and it also provides important insights into the effective governance of the informal economy in developing countries.
  PubDate: Tue, 06 Aug 2024 00:00:00 +000
Trust and Satisfaction in Digital Banking in the Philippines - Integrating
Delone and Mclean Information System Success Model
- Authors: Glenn Dela Rosa
  Abstract: Trust and satisfaction are difficult to develop with mobile payments. Several papers have revealed and explained the benefits of using online payments. Despite this, mobile payment procedures in the Philippines remain low. This is the problem that this study wishes to address. The study validated and evaluated the Delone and Mclean model and the relationship between the dimensions that make up the success of IS implementation. Processes were completed by conducting a survey, collecting and analysing data, testing the validity of hypotheses, and providing interpretation thereof. The study proves that customers’ demographic variables, such as education, have a significant impact on trust. Also, education and No. of Years with the Bank is the only variable that has a significant impact on satisfaction. When the effect of the Delone and Mclean Model on trust and satisfaction is examined, it is observed that all three quality dimensions significantly impact trust and user satisfaction. This finding highlights the importance of continuous monitoring and enhancing the quality associated with these factors. This shows that the characteristics of a system from a technical perspective are especially of significant importance for enhancing the trust and satisfaction users feel towards mobile banking. When considering the effects of the three quality dimensions on trust and satisfaction, it is important to foster system, information, and service quality. In this vein, banks need to continuously monitor and initiate improvements in the associated aspect of quality. The Philippines is an Archipelago, which makes it difficult to build structures in other parts of the country. The government and the private sectors should kindly consider how to progress the digital infrastructure soon. Any substantial efforts to improve the prices or deliver improved rates of online contributions would have a great effect on affordability and, hence, access.
  PubDate: Tue, 06 Aug 2024 00:00:00 +000
The Impact of Inclusive Finance on Reducing the Urban-Rural Income Gap in
Henan Province: An Analytical Study
- Authors: Shiguang Gu; Min Li, Yongchun Ma
  Abstract: China is undergoing a transition from being a major technology importer to becoming a leading technology innovator, with rapid digital transformation across its economy and society. The accessibility of financial services is emerging as a crucial platform that supports comprehensive economic and social development, significantly contributing to economic growth. However, during this process, Henan Province, known for its agricultural modernization initiatives and large agricultural population, has experienced a steady increase in farmers' incomes and significant shifts in income structure. Nonetheless, considerable income disparities remain among different regions, and the development levels of inclusive finance vary significantly, highlighting substantial imbalances. In this context, this article examines 17 prefecture-level cities in Henan Province, calculating the inclusive finance index for each city from 2010 to 2021, and investigates the relationship between inclusive finance and the urban-rural income gap. Panel data analysis indicates that enhancing the level of inclusive finance can reduce the urban-rural income gap. Based on the findings, the article proposes policy recommendations from the perspective of inclusive finance to further narrow the urban-rural income gap in Henan Province. Rural finance is deemed the cornerstone of the modern rural economy. This study elucidates the vital role of inclusive finance in rural economic development and urban-rural income equilibrium and how fostering the development of inclusive finance can drive rural economic growth and balanced income growth between urban and rural residents.
  PubDate: Fri, 12 Jul 2024 00:00:00 +000
Is January Effect Too Influential on Experiencing Shares Decline
Profit'
- Authors: Yogo Heru Prayitno; Mirna Dianita , Niki Hadian
  Abstract: This research is included in event study research. Researchers observed whether unusual recoveries occurred before and after the January Effect phenomenon. In the research, researchers tested whether there were differences in abnormal returns before and after the January Effect event and whether there were differences in abnormal returns in each event period. Researchers used 100 periods for the estimation period 20, before January 2023, and 20 periods before the stock exchange's opening in 2024. The research sample used 46 companies from 100 companies registered on Kompas 100 from 1 November 2023 to 31 January 2024. Paired Sample T-test and One Sample T-test were used to test the first and second hypotheses. The research results show no difference in abnormal returns before and after the January Effect event, and there are no abnormal returns in each period of the January Effect event, which only occurs in five periods.
  PubDate: Mon, 08 Jul 2024 00:00:00 +000

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