JournalTOCs

International Journal of Industrial Marketing
Number of Followers: 8

This is an Open Access Journal

Open Access journal
ISSN (Print) 2162-3066
Published by Macrothink Institute

[47 journals]

The Importance of Health Insurance in the Various Insurance Sectors in
India: A Review
- Authors: Subhashish Dey
  Abstract: The pressure of competitive and dynamic markets has contributed to the provision of these services. A booming financial market holds the interest of most of the Indian today. The banks are no longer the means of saving money and taking loans but they have turned into one stop any financial need by a common man. For banks seeking to improve their performance, developing offers to attract mass affluent customers may be the key to raising their profile and reducing their cost-to income ratios. Each banking institution must weigh the economics of such a move and determine whether there is demand for such service in its market. Insurance is a finance service for collecting the savings of public and providing them with risk coverage. It reimbursement in a situation of loss, The risk may be certain events like death, retirement, pension, education, marriage etc. or uncertain events like theft, accident, fire, ill-health, etc. Insurance is pooling of risks, when the concepts of insurance to arises, a pre-payment of some type is required. Today, there is insurance for many aspects of daily living: Business, Auto, Health, Life and Travel. The health insurance is one of the very important products for various types of insurance products. In this study we are analysis the various types of health insurance policy effects on the human life.
  PubDate: Sun, 20 Nov 2022 00:00:00 -080
Over Dependency on Groundwater in India: Issues and Insights
- Authors: R. S. Sinha; Pratik Ranjan Chaurasia
  Abstract: The present analysis shows that there is no compatibility between annual rainfall, annual recharge, annual draft, and the number of OCS blocks indicating serious discrepancies in the available information. Apart from this, different groundwater assessments from 2004 show no significant increase in annual groundwater draft, according to a report from the United Nation, groundwater abstraction continued to rise sharply in India. It is also observed that though, there is no significant change in the long-period average annual rainfall of the country, in general, the states in the northwest and central India, like Punjab, Haryana, and Uttar Pradesh are facing a remarkable downward trend in seasonal (monsoonal) and annual rainfalls both. The states of the country’s western region, like Rajasthan and Gujrat, are witnessing an upward trend in both seasonal (monsoonal) and annual rainfalls. States of southern India are not much affected. Due to declining rainfall in some of the major food grain-producing states, the balance of water distribution in the country is shifting and it may become more prominent in the years to come. India is already the largest abstractor of groundwater in the world and in the above scenario, there will be tremendous pressure on groundwater in the future. This calls for out-of-the-box solutions for groundwater restoration in India. The suggested actions which may counter the looming water crisis in the country, particularly in north-western and central Indian states, include increasing forest cover up to 20% in the next 25 years in poorly forested states, limiting area under water-guzzling greenhouse producing gas crops, starting land subsidence survey in cities, limiting groundwater abstraction and injecting water into aquifers, launching group schemes of drip and sprinkler irrigation on a large scale using existing tube-wells/wells, searching the alternative source of water by developing integrated facilities to retrieve, treat, store, and transport wastewater, transferring groundwater from groundwater surplus areas to scarce areas, enacting comprehensive central law on groundwater, improving water and agriculture resource efficiency through the Internet of Things, cloud and sensor-based network, mapping and time-bound renovation of large traditional water bodies (>1 hectare), revisiting groundwater assessment methodology and norms, quantifying static groundwater resource, developing heat tolerant and less water consuming crops and changing food habits.
  PubDate: Tue, 15 Nov 2022 00:00:00 -080
Industrial Waste Management: Economical Benefits of the Resource
Utilization of Phosphogypsum
- Authors: Cemre Avşar; Ahmet Ozan Gezerman
  Abstract: There are many publications in the literature on the reuse of waste gypsum in material production. In this study, in which the analysis of these existing publications is made through the determinations, the data examined are limited to the article and these are not included. However, to understand the general framework of the research in this field better, a few of these in the related literature are given below as examples. It is seen that industrial waste gypsum, which is a type of waste gypsum, has been examined more. Phosphogypsum, which is included in this waste group, reduces the water requirement for adjusting the cement consistency by adding phosphogypsum in cement production. As a result of the addition of phosphogypsum in wall element production, it was determined that the addition of phosphogypsum caused a decrease in mechanical strength, a decrease in unit weight and an increase in water requirement. It has been concluded that the addition of 15% phosphogypsum in soil stabilization of phosphogypsum, which is in the chemical waste class, causes an increase in water demand and pressure strength. In addition, 5.4% gypsum board waste with recycling potential is generated in the production of building elements made with waste gypsum boards formed at a construction site.
  PubDate: Tue, 08 Nov 2022 17:16:49 -080