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Journal of Economics, Finance and Accounting Studies
Number of Followers: 1  

  This is an Open Access Journal Open Access journal
ISSN (Online) 2709-0809
Published by Al-Kindi Center for Research and Development Homepage  [11 journals]
  • Assessment of Financial Wellbeing of Slum Dwellers in Bangalore

    • Authors: Noor Firdoos Jahan; DIVYA U
      Abstract: The COVID 19 epidemic has pushed the Indian economy in to recession. In order to control the spread of disease the country has resorted to lockdowns meant confining millions of citizens to their homes, shutting down businesses and ceasing almost all economic activity. This resulted in harmful impact on the physical and psychological health of the people in India. The uncertainty in their employment and income impacted the financial wellbeing of the Indian citizens. (Indian Express article).Slum dwellers are one of the worst affected strata of our society. They are either self-employed or employed in unorganized sector. Usually they require credit on a daily basis for their livelihood and depend on moneylenders for credit with very high interest rates. Their earnings are mostly insufficient for paying exorbitant interest payment and to manage their livelihood and lifestyle. So they are stuck in the vicious circle of poverty (Mahajan, S. S., & Kalel, N. (2013). Thus a study is undertaken in Slums of Bangalore to understand the financial wellbeing levels of slum dwellers. The study was conducted among 500 slum dwellers in Bangalore city. The Financial wellbeing of slum dwellers was measured with the help of three sub-constructs Meeting commitment, Feeling comfortable and Resilience for the future. The respondents were good at meeting their daily financial commitments but they were not very comfortable with their present financial condition and they were uncertain about their resilience for the future. All these resulted in the average financial well -being of the slum respondents in Bangalore city
      PubDate: Tue, 06 Oct 2020 00:00:00 +000
       
  • Staff Perception on Outsourced Facilities Management Services in Dalhatu
           Araf Specialist Hospital Lafia

    • Authors: BALA ISHIYAKU; Sani Inusa Milala, ALFAZAZI MUHAMMED KENA SNAI
      Abstract: The study aimed at investigating staff perception on outsourced facilities management services with a view to enhancing staff satisfaction with outsourced facilities management services and work motivation. Survey research was carried out through the use of a questionnaire instrument. A total of three hundred and fifty (350) questionnaires were administered to staff, out of which three hundred and four (304) were retrieved. The Stratified sampling technique was adopted for the study, while data obtained from the field were analyzed using statistical packages for social sciences and smart PLS 3. The study found out 9 FM services to be wholly outsourced in the hospital. These include; plant maintenance and repairs, general cleaning services, waste disposal services, landscaping maintenance, security services, office furniture and stationery provision, catering car park maintenance and restroom management. In addition, the findings indicated that there was a strong positive correlation between staff satisfaction with outsourced FM services and work motivation as the r value = 0.392, which is significant at 0.01 level (2-tailed). Further findings revealed that service excellence has the strongest effect on work motivation and, on the other way, has a weak effect on satisfaction. The Study concluded that staff are quite satisfied with the outsourced FM services in comparison to those rendered by an in-house staff of the hospital. The study recommends that hospitals and companies alike should exploit the option of outsourcing not only for FM services but also other none core services to have a competitive advantage.
      PubDate: Thu, 27 Aug 2020 00:00:00 +000
       
  • Poverty and Informal Sector in Bukavu: Profile of Agricultural Product
           Retailers During the COVID-19 Pandemic

    • Authors: Murhula Balasha Benjamin; Kitsali Katungo Jean-Helene, Mushagalusa Balasha Arsene
      Abstract: Informal economy sector offers job opportunities and is often the unique source of income for many urban dwellers in developing countries. A survey was conducted in the town of Bukavu (eastern DR Congo) to examine the socioeconomic status of 93 agricultural commodity vendors and the impact of COVID-19 on their daily lives as well as their businesses. Vendors are predominantly women (83%) and few men (17%) from disadvantaged urban entities and rural areas, working with a mere capital varying from 2 to 120 USD. This business capital also highlights the urban-rural gap and gender differences to access to the resources. Over 43% of these vendors work 9 to 12 hours a day and sell mainly fruits and vegetables (67%). A large proportion among them (53%) earns less than 1.90 USD per day, which is insignificant to meet the basic needs of their households in that town where the cost of living has become expensive and exacerbated by the devaluation of the Congolese franc compared to the foreign currencies. Daily earned incomes are mainly allocated to food expenses and the payment of debts contracted by households (81-93%). Most of these vendors reported that the COVID-19 pandemic has complicated their daily lives by influencing the exchange rate (60%), the increase in food prices (72%) and the rise of police harassment (9%). These results should challenge the public authorities who will realize that the analysis, often partisan, made by political actors of the economic growth still masks deep disparities and misery within society.
      PubDate: Wed, 26 Aug 2020 00:00:00 +000
       
 
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